10 Steps to Buying a Home

Buying a home doesn't have to be scary.

A Haven agent will simplify the home-buying process for you and walk you through each step until you’ve got the keys to your new home in your hand.​

Step 1
Get Pre-Approved

Potential buyers apply for loan pre-approval from their lending institution of choice, based on a review of their credit, income, assets, and revolving debt. Lender issues a pre-approval letter, including maximum sales price.

Step 2
Find a Home
Step 3
Make an Offer
Step 4
Sign the Contract

Offer is accepted by the seller, making it a ratified contract. Buyers apply for loan and the Earnest Money Deposit is deposited within 7 days.


Step 5
Closing Disclosure #1
Step 6
Home Inspection
Step 7

Lender schedules an appraisal, or opinion on the home’s market value. Loan amounts may not exceed a home’s appraised value. Ideally, the sales price is less than or equal to the appraised value.

Step 8
Step 9
Closing Disclosure #2
Step 10

Compare listings